Systems | Development | Analytics | API | Testing

Embedded Lending: The Rise of API-Driven Credit Platforms

Credit used to be a destination. You went to a bank, filled out forms, waited days, sometimes weeks, and hoped for approval. That model is quietly disappearing. Today, credit shows up exactly where you need it. While shopping online. While booking logistics. Even while managing business cash flow inside a SaaS dashboard. No redirects. No friction. No traditional loan journey. This shift is what we call Embedded Lending. It is not just a feature.

Why Performance Testing Should Be a Priority for Mobile-First Businesses in 2026

Mobile-first businesses often enter the market confident in their app’s speed, but the reality is that many overestimate their performance – and pay for it through user churn and lost revenue. With 5.78 billion unique mobile users worldwide as of October 2025, representing 70.1% of the global population, the pressure to deliver a fast, reliable experience is immense.

Building an API Gateway with Koa and AppSignal

In an API-driven setup, a gateway often sits between clients and backend services: it can validate input, aggregate upstream responses, and give you one place to observe traffic. Koa is a strong fit for that role. Its core stays small, async/await is first-class, and middleware composes in a predictable stack. In this article, you will build a compact API gateway with Koa that: You will also wire up AppSignal for the Node.js stack.

The API testing gap: How AI-accelerated development challenges software quality

While AI accelerates development velocity by a factor of ten, a critical consequence remains: testing hasn’t kept pace. According to SmartBear research, 70% of software professionals report that their application quality has already degraded due to AI-accelerated development. Even more concerning, 60% have experienced quality issues in the past year as development velocity outstrips testing capacity.

SwiftData Tutorial: Swift Data Storage for iOS Apps

Since its debut in June 2023, SwiftData has fundamentally changed how Apple developers approach persistence. Devs the world over love it for its versatility, its declarative ease and its powerful querying system. But if you’re new, SwiftData can take some getting used to. Failures can feel less transparent and relationships can play out differently to how you might expect. So in this tutorial we’ll show you how SwiftData works and how to.

Think Big: Inside the Hakkoda/IBM Snowflake Partnership

Ryan Tucker, CRO & Co-Founder of Hakodaa (now an IBM company), shares how their True Blue Snowflake partnership since 2021 drives data transformation and AI value with vertical expertise. He highlights customer wins including Cortex AI-powered sentiment analysis for a UK wealth manager and Snowflake Intelligence for retail executive reporting, and discusses how the IBM acquisition amplifies their Snowflake-specialized DNA with global reach.

Is This a Job for AI? 3 Criteria to Evaluate Your Use Case

It's easy to get caught up in the AI hype, but excitement can stop us from seeing the practical steps needed to make AI truly work. At Appian, we recognize that AI is at its most powerful within a process. Before you get to embedding AI in process, however, you must determine if AI is what you need.

What It Takes to Make Data Ready for AI Systems

“Garbage in, garbage out.” We are not the ones who said this, George Fuechsel did. But when we are talking about AI today, it is hard not to repeat it. We spend a lot of time discussing what AI can do, the outputs, the predictions, the impact it can create. Much less attention goes to what is actually going into these systems.

7 Challenges Delivering Secure Aerospace Software in the Age of AI (with Solutions)

The challenge of any aerospace company is to deliver new capabilities without compromising safety, reliability, or precision. At our current juncture, legacy technology runs into conflict with modern tool stacks. Artificial intelligence (AI) creates fissures in compliance and auditability, and innovation and productivity gains come at a cost of greater complexity. Despite these seismic shifts, the central question remains the same.